Chapter 13 is a type of bankruptcy called a reorganization. It can help individuals with relatively simple problems. Chapter 13 can help people with very complex problems. The Dallas bankruptcy attorney hired should understand your unique problems. I care about my clients. I know that there are many reasons for your problems. My name is William Kunofsky and I am a Dallas, TX bankruptcy attorney. I use my experience as a Certified Public Accountant (CPA) and as an attorney with experience handling Chapter 13 cases for your advantage. I handle tax debt and bankruptcy issues on behalf of individual and business clients throughout North Texas.
I have helped thousands of individuals, families, and businesses obtain real relief from crushing debt by filing for Chapter 13 bankruptcy and the other principal types of bankruptcy. View my Client testimonials
Chapter 13 is a Federal law that allows debtors to restructure their debt under a reorganization plan that is supervised by the courts.
Federal law may allow the stopping of foreclosure on their home, stopping tax levies, and stopping pending lawsuits in Chapter 13. The automatic stay is an Order of the U.S. Bankruptcy Court that forbids collection attempts by creditors and bill collectors without approval of the bankruptcy court.
Chapter 13 is most often helpful for individuals who are looking to catch up on mortgage payments, are having trouble paying their car loans, or need help paying back taxes. Debtors are often forced into Chapter 13 because they are not eligible for Chapter 7.
The filing fee for Chapter 13 is $274. Payments under the Chapter 13 case begin thirty days after the filing of the bankruptcy. A counseling session by a nonprofit agency is required by law prior to filing. A financial management course is required to obtain a discharge.
The debtor must attend a creditors meeting, have the court confirm the plan of reorganization, and successfully complete all of the payments in the plan of reorganization. Each of these items is the subject matter of many books and learned articles.
Chapter 13 also allows individuals to include IRS and state tax debt in the court-supervised reorganization plan. To fully understand the options that are available under chapter 13 it is necessary for individuals to discuss their situation with an experienced Texas bankruptcy attorney who will understand all of their financial goals.
As a licensed Certified Public Account with a master’s degree in accounting and taxation and over 30 years of experience dealing with the IRS, you can rely on my knowledge of bankruptcy and the tax laws.
Make an appointment to schedule a free consultation to discuss your legal options NOW!. Your problems will not solve themselves. If you need an experienced bankruptcy attorney in Dallas, call me today. I want to help you get a fresh start for your future.
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